We’ve created tools to help you compare health plan features, benefits, and estimated costs side by side. Use the following tools to help choose a 2009 plan that best fits your needs.
This flexible, interactive tool is designed to help you compare plans based on the features important to you.
Start by building your personal profile. The tool displays the plans available to you using the ZIP code entered on your profile. The tool calculates estimated costs, as well as displays details for selected plan services and features.
You can review plan features, covered services, and team member satisfaction scores side by side for the plans you want to compare. You can search directly from this tool to verify a specific doctor is in the compared plans.
Most importantly, the tool compares the financial impact of your pay-period premiums combined with the potential out-of-pocket expenses of each plan based on whether you expect to use just a little or a lot of health care in the coming year.
The tool allows you to rate a plan as a Good Fit, So-so Fit, or Poor Fit. You can change the answers in your personal profile anytime to see alternative plan comparisons. Or see information on all the plans at once.
Print and save the results so you can study the plan comparisons to make a decision.
Do you understand the differences between types of medical plans, such as an HMO, EPP, PPO, CDH, and HDHP? The Plan Type Comparison Chart (PDF) can help you sort out the differences. Get answers to questions such as:
Do I choose a primary care physician?
Do I need a referral to see a specialist?
Can I use only a provider in the network?
Do I have to meet deductibles before coverage begins?
